{
  "initiatives": [
    { "name": "Instant payouts",        "team": "Payments", "color": "#635BFF", "effort": 4,  "impact": 9 },
    { "name": "Smart retries",          "team": "Payments", "color": "#635BFF", "effort": 2,  "impact": 7 },
    { "name": "Checkout redesign",      "team": "Growth",   "color": "#1EA672", "effort": 5,  "impact": 8 },
    { "name": "Multi-currency wallets", "team": "Payments", "color": "#635BFF", "effort": 14, "impact": 9 },
    { "name": "Fraud scoring",          "team": "Data",     "color": "#F5A524", "effort": 12, "impact": 7 },
    { "name": "EU data residency",      "team": "Platform", "color": "#0CB4E8", "effort": 15, "impact": 6 },
    { "name": "Referral program",       "team": "Growth",   "color": "#1EA672", "effort": 6,  "impact": 4 },
    { "name": "Dark mode",              "team": "Growth",   "color": "#1EA672", "effort": 3,  "impact": 2 },
    { "name": "In-house BI",            "team": "Data",     "color": "#F5A524", "effort": 12, "impact": 2 },
    { "name": "Legacy API rewrite",     "team": "Platform", "color": "#0CB4E8", "effort": 15, "impact": 1 }
  ]
}